Find our suite of industry-leading tools to support the use of our standards.
Explore our Standards
Explore our API standards for Payments, Account Information, and Event Notifications along with the operating standards underpinning them.
How it works
Industry driven
Being led by industry means we prioritise new API standards that best meet market needs. From there, we coordinate development, management and governance of open banking API standards and provide supporting services.
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Open standards
Our published standards are available for anyone to view. Joining the API Centre gives you more rights to contribute or use the standards.
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Using our standards
If you’re a potential API Provider such as a bank, or an interested tech company, your organisation can apply to join as an API Standards User. You can then use our API standards with other API Standards Users.
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Getting started
Individuals, such as developers, can join for free as a Community Contributor. You'll be able to use our sandbox to test your innovation against industry API standards and contribute to pre-release standards.
Read moreRegistered API Providers
Registered Third Parties
News
Open banking moves into its next phase
A new chapter has begun for open banking in Aotearoa New Zealand, as the Payments NZ API Centre ceases operating today, 30 September 2026, bringing its role in open banking standards development, management and governance to a close.
Read moreAugust 2026
Our monthly update highlights recent activity, uptake and progress for open banking in Aotearoa. Each update is available to view online or download as a PDF.
Read moreConformance framework options within Aotearoa New Zealand open banking
Discussion paper exploring future options for conformance, testing and interoperability within our country’s open banking ecosystem.
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