How it works

When a customer chooses to pay by bank using one of the registered Third Party apps, the Account Information API standard enables the following: 

  • The Third Party starts the account information consent flow by sending the request to the API Provider (e.g. the customer’s bank). 
  • The Third Party directs the customer to their bank app or website where they can be authenticated. You can learn more about the customer experience options here.  
  • The API Provider displays the data access request details, and the customer selects the accounts they will share with the Third Party app or website.  
  • The API Provider sends confirmation to the Third Party that the customer has authorised the data access consent. 
  • The Third Party can request the customers account information.  

Read the technical API Specifications on our Confluence space.  

Account Information resources included in the standard 

The Account Information standard covers 11 types of account information, called ‘resources’.  

Account Information API illustration